Certificates of Deposit
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CD Account Features
- Interest compounds daily
- Interest may be paid: monthly, quarterly, annually or at maturity (if term is less than 1 year)
- Interest made paid by:
- Added back to the certificate
- Deposit to an account
- Minimum deposit to open CD - $10,000
- NOTE – substantial penalty for early withdrawal
IRA Account Features
- Same rate and maturity options as CD’s
- 1 Year Variable Rate IRA CD also available
- Interest is credited to the IRA account monthly
- Flexible retirement distributions available
- No penalty for retirement withdrawal distributions
All Accounts
- APY is an abbreviation for Annual Percentage Yield
All rates shown are in effect on the date viewed. Rates may change as early as the next day