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Current Rates

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Rates and APYs shown below are current as of  


Deposit Accounts

Account Rate APY*
PERSONAL ACCOUNTS
MonuMINT Savings (formerly EconoMINT Savings) 1.242% 1.250%
MonuMINT Checking Plus 0.995% 1.000%
MonuMINT MMA (formerly MonuMINT Savings) 3.198% 3.250%
MonuMINT Emerald MMA (Money Market)
Balances less than $250,000 3.198% 3.250%
Balances $250,000 and above 4.162% 4.250%
BUSINESS ACCOUNTS
ManageMINT MMA (formerly ManageMINT Savings) 3.198% 3.250%
ManageMINT Emerald MMA (Money Market)
Balances less than $500,000 3.198% 3.250%
Balances $500,000 and above 4.162% 4.250%

*APY is an abbreviation for Annual Percentage Yield.
All rates shown are in effect on the date viewed. Rates may change as early as the next day.
 

Deposit Account Features:

  • Interest compounds daily
  • Interest credited monthly
  • Statements produced monthly
  • Variable Rate Accounts - rate on accounts may change after the account has opened
  • Fees may reduce earnings

Effective September 19, 2024


Certificates of Deposit

Term Rate APY*
90 Days 3.198% 3.250%
180 Days (SPECIAL) 4.402% 4.500%
12 Months 4.162% 4.250%
12 Month Variable IRA 4.162% 4.250%
18 Months 3.922% 4.000%
24 Months 3.682% 3.750%
30 Months 3.682% 3.750%
36 Months 3.682% 3.750%
48 Months 3.198% 3.250%
60 Months 3.198% 3.250%

*APY is an abbreviation for Annual Percentage Yield.
All rates shown are in effect on the date viewed. Rates may change as early as the next day.
 

CD Account Features:

  • Interest compounds daily
  • Interest is paid monthly and may be:
    • Added back to the certificate or;
    • Deposited to an account
  • Minimum deposit to open CD - $10,000
  • NOTE – substantial penalty for early withdrawal

IRA Account Features:

  • Same rate and maturity options as CDs
  • 1 Year Variable Rate IRA CD also available
  • Interest is credited to the IRA account monthly
  • Flexible retirement distributions available
  • No penalty for retirement withdrawal distributions

Effective September 19, 2024

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