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Interest Rates

Rates are current as of

15 MONTH CD SPECIAL - RATE 3.198% / APY 3.250%

30 MONTH CD SPECIAL - RATE 3.344% / APY 3.400%

Interest Bearing Accounts

Account Rate APY
MonuMINT Savings 1.489% 1.500%
ManageMINT Savings 1.489% 1.500%

Deposit Account Features:

  • Interest compounds daily
  • Interest credited monthly
  • Statements produced monthly
  • Variable Rate Accounts - rate on accounts may change after the account has opened
  • Fees may reduce earnings

Effective September 8, 2022


Certificates of Deposit

Term Rate APY
90 Days
1.489% 1.500%
180 Days
2.469% 2.500%
12 Months 2.810% 2.850%
12 Month Variable IRA 2.810% 2.850%
18 Months 2.859% 2.900%
24 Months 2.859% 2.900%
30 Months 3.344% 3.400%
36 Months 2.225% 2.250%
48 Months 2.225% 2.250%
60 Months 2.225% 2.250%

CD Account Features:

  • Interest compounds daily
  • Interest may be paid: monthly, quarterly, annually or at maturity (if term is less than 1 year)
  • Interest made paid by:
    • Added back to the certificate
    • Deposit to an account
  • Minimum deposit to open CD - $10,000
  • NOTE – substantial penalty for early withdrawal

IRA Account Features:

  • Same rate and maturity options as CD’s
  • 1 Year Variable Rate IRA CD also available
  • Interest is credited to the IRA account monthly
  • Flexible retirement distributions available
  • No penalty for retirement withdrawal distributions

All Accounts

  • APY is an abbreviation for Annual Percentage Yield
  • All rates shown are in effect on the date viewed. Rates may change as early as the next day

Institutional Investors

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