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Interest Rates

Rates are current as of

18 MONTH CD - RATE 1.784% / APY 1.800%

Interest Bearing Accounts

Account Rate APY
MonuMINT Checking      
  Under $2,500 .250% .250%
  $2,500 - $9,999.99 .250% .250%
  $10,000 - $49,999.99 .747% .750%
  $50,000 - $94,999.99 .747% .750%
  $95,000 & over .747% .750%
MonuMINT Savings      
  Under $2,500 1.292% 1.300%
  $2,500 - $9,999.99 1.292% 1.300%
  $10,000 - $49,999.99 1.292% 1.300%
  $50,000 - $94,999.99 1.292% 1.300%
  $95,000 & over 1.292% 1.300%
EconoMINT Savings      
  All balances .995% 1.000%
ManageMINT Savings      
  Under $2,500 1.292% 1.300%
  $2,500 - $9,999.99 1.292% 1.300%
  $10,000 - $49,999.99 1.292% 1.300%
  $50,000 - $94,999.99 1.292% 1.300%
  $95,000 & over 1.292% 1.300%

Deposit Account Features:

  • Interest compounds daily
  • Interest credited monthly
  • Statements produced monthly
  • Variable Rate Accounts - rate on accounts may change after the account has opened
  • Fees may reduce earnings

Effective October 31, 2019

Certificates of Deposit

Term $10,000 - $49,999.99 $50,000 - $94,999.99 $95,000 & over
  Rate APY Rate APY Rate APY
3 Months 0.995% 1.000% 0.995% 1.000% 0.995% 1.000%
6 Months 1.292% 1.300% 1.292% 1.300% 1.292% 1.300%
12 Months 1.784% 1.800% 1.784% 1.800% 1.784% 1.800%
12 Month Variable IRA 1.784% 1.800% 1.784% 1.800% 1.784% 1.800%
18 Months 1.784% 1.800% 1.784% 1.800% 1.784% 1.800%
24 Months 1.784% 1.800% 1.784% 1.800% 1.784% 1.800%
30 Months 1.784% 1.800% 1.784% 1.800% 1.784% 1.800%
36 Months 1.784% 1.800% 1.784% 1.800% 1.784% 1.800%
48 Months 1.784% 1.800% 1.784% 1.800% 1.784% 1.800%
60 Months 1.784% 1.800% 1.784% 1.800% 1.784% 1.800%

CD Account Features:

  • Interest compounds daily
  • Interest may be paid: monthly, quarterly, annually or at maturity (if term is less than 1 year)
  • Interest made paid by:
    • Added back to the certificate
    • Deposit to an account
  • Minimum deposit to open CD - $10,000
  • NOTE – substantial penalty for early withdrawal

IRA Account Features:

  • Same rate and maturity options as CD’s
  • 1 Year Variable Rate IRA CD also available
  • Interest is credited to the IRA account monthly
  • Flexible retirement distributions available
  • No penalty for retirement withdrawal distributions

All Accounts

  • APY is an abbreviation for Annual Percentage Yield
  • All rates shown are in effect on the date viewed. Rates may change as early as the next day

Institutional Investors

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