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Interest Rates

Rates are current as of

12 MONTH CD SPECIAL - RATE 4.162% / APY 4.250%

18 MONTH CD SPECIAL - RATE 4.402% / APY 4.500%

Interest Bearing Accounts

Account Rate APY
MonuMINT Savings 2.956% 3.000%
ManageMINT Savings 2.956% 3.000%

Deposit Account Features:

  • Interest compounds daily
  • Interest credited monthly
  • Statements produced monthly
  • Variable Rate Accounts - rate on accounts may change after the account has opened
  • Fees may reduce earnings

Effective December 21, 2022


Certificates of Deposit

Term Rate APY
90 Days
2.956% 3.000%
180 Days
2.956% 3.000%
12 Months 4.162% 4.250%
12 Month Variable IRA 4.162% 4.250%
18 Months 4.402% 4.500%
24 Months 3.922% 4.000%
30 Months 3.682% 3.750%
36 Months 3.440% 3.500%
48 Months 3.440% 3.500%
60 Months 3.440% 3.500%

CD Account Features:

  • Interest compounds daily
  • Interest may be paid: monthly, quarterly, annually or at maturity (if term is less than 1 year)
  • Interest made paid by:
    • Added back to the certificate
    • Deposit to an account
  • Minimum deposit to open CD - $10,000
  • NOTE – substantial penalty for early withdrawal

IRA Account Features:

  • Same rate and maturity options as CD’s
  • 1 Year Variable Rate IRA CD also available
  • Interest is credited to the IRA account monthly
  • Flexible retirement distributions available
  • No penalty for retirement withdrawal distributions

All Accounts

  • APY is an abbreviation for Annual Percentage Yield
  • All rates shown are in effect on the date viewed. Rates may change as early as the next day

Institutional Investors

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