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Interest Rates

Rates are current as of

NEW!  18 MONTH CD - RATE 1.989% / APY 2.00%

Interest Bearing Accounts

Account Rate APY
MonuMINT Checking      
  Under $2,500 .499% .500%
  $2,500 - $9,999.99 .499% .500%
  $10,000 - $49,999.99 .995% 1.000%
  $50,000 - $94,999.99 .995% 1.000%
  $95,000 & over .995% 1.000%
MonuMINT Savings      
  Under $2,500 1.489% 1.500%
  $2,500 - $9,999.99 1.489% 1.500%
  $10,000 - $49,999.99 1.489% 1.500%
  $50,000 - $94,999.99 1.489% 1.500%
  $95,000 & over 1.489% 1.500%
EconoMINT Savings      
  All balances .995% 1.000%
ManageMINT Savings      
  Under $2,500 1.489% 1.500%
  $2,500 - $9,999.99 1.489% 1.500%
  $10,000 - $49,999.99 1.489% 1.500%
  $50,000 - $94,999.99 1.489% 1.500%
  $95,000 & over 1.489% 1.500%

Deposit Account Features:

  • Interest compounds daily
  • Interest credited monthly
  • Statements produced monthly
  • Variable Rate Accounts - rate on accounts may change after the account has opened
  • Fees may reduce earnings

Effective September 18, 2019

Certificates of Deposit

Term $10,000 - $49,999.99 $50,000 - $94,999.99 $95,000 & over
  Rate APY Rate APY Rate APY
3 Months 0.995% 1.000% 0.995% 1.000% 0.995% 1.000%
6 Months 1.489% 1.500% 1.489% 1.500% 1.489% 1.500%
12 Months 1.989% 2.000% 1.989% 2.000% 1.989% 2.000%
12 Month Variable IRA 1.989% 2.000% 1.989% 2.000% 1.989% 2.000%
18 Months 1.989% 2.000% 1.989% 2.000% 1.989% 2.000%
24 Months 1.989% 2.000% 1.989% 2.000% 1.989% 2.000%
30 Months 1.989% 2.000% 1.989% 2.000% 1.989% 2.000%
36 Months 1.989% 2.000% 1.989% 2.000% 1.989% 2.000%
48 Months 1.989% 2.000% 1.989% 2.000% 1.989% 2.000%
60 Months 1.989% 2.000% 1.989% 2.000% 1.989% 2.000%

CD Account Features:

  • Interest compounds daily
  • Interest may be paid: monthly, quarterly, annually or at maturity (if term is less than 1 year)
  • Interest made paid by:
    • Added back to the certificate
    • Deposit to an account
  • Minimum deposit to open CD - $10,000
  • NOTE – substantial penalty for early withdrawal

IRA Account Features:

  • Same rate and maturity options as CD’s
  • 1 Year Variable Rate IRA CD also available
  • Interest is credited to the IRA account monthly
  • Flexible retirement distributions available
  • No penalty for retirement withdrawal distributions

All Accounts

  • APY is an abbreviation for Annual Percentage Yield
  • All rates shown are in effect on the date viewed. Rates may change as early as the next day

Institutional Investors

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