Skip to Main Content

Main

Interest Rates

Rates are current as of

12 MONTH CD SPECIAL - RATE 4.975% / APY 5.100%

15 MONTH CD SPECIAL - RATE 5.591% / APY 5.750%

Interest Bearing Accounts

Account Rate APY
MonuMINT Savings (formerly EconoMINT Savings) 2.225% 2.250%
MonuMINT Checking Plus 1.735% 1.750%
MonuMINT MMA (formerly MonuMINT Savings) 3.922% 4.000%
MonuMINT Emerald MMA (Money Market)         Balances less than $250,000 3.922% 4.000%
                                                                                       Balances $250,000 and above 5.117% 5.250%
ManageMINT MMA (formerly ManageMINT Savings) 3.922% 4.000%
ManageMINT Emerald MMA (Money Market)      Balances less than $500,000 3.922% 4.000%
                                                                                       Balances $500,000 and above 5.117% 5.250%

Deposit Account Features:

  • Interest compounds daily
  • Interest credited monthly
  • Statements produced monthly
  • Variable Rate Accounts - rate on accounts may change after the account has opened
  • Fees may reduce earnings

Effective August 7, 2023


Certificates of Deposit

Term Rate APY
90 Days
3.922% 4.000%
180 Days
3.922% 4.000%
12 Months 4.975% 5.100%
12 Month Variable IRA 4.975% 5.100%
15 Months (SPECIAL) 5.591% 5.750%
18 Months 4.879% 5.000%
24 Months 4.402% 4.500%
36 Months 4.162% 4.250%
48 Months 3.922% 4.000%
60 Months 3.633% 3.700%

CD Account Features:

  • Interest compounds daily
  • Interest may be paid: monthly, quarterly, annually or at maturity (if term is less than 1 year)
  • Interest made paid by:
    • Added back to the certificate
    • Deposit to an account
  • Minimum deposit to open CD - $10,000
  • NOTE – substantial penalty for early withdrawal

IRA Account Features:

  • Same rate and maturity options as CD’s
  • 1 Year Variable Rate IRA CD also available
  • Interest is credited to the IRA account monthly
  • Flexible retirement distributions available
  • No penalty for retirement withdrawal distributions

All Accounts

  • APY is an abbreviation for Annual Percentage Yield
  • All rates shown are in effect on the date viewed. Rates may change as early as the next day

Institutional Investors

Help & Support